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Meet the Founders

Wealth has long been shaped by knowledge that’s difficult to access and even harder to understand.

Ikigai Capital was founded to change that.

Drawing on decades of experience in banking and financial services, we’ve seen how the right decisions can protect families, create opportunities and build lasting security. We’ve also seen how easily people can feel overwhelmed by a world full of information but short on clarity.

Our purpose is to make investing simpler, clearer and more relevant to your life, so you can make informed decisions with confidence and put your money to work for what matters most.

R. S. Rajagopalan brings more than 35 years of experience across banking and wealth management in India and international markets. During his distinguished career with HSBC, he held senior leadership positions including

    • Head of Private Banking, India

    • Head of Branch Network, India

    • Group Head, HSBC Overseas Indian Business, Hong Kong

His experience spans private banking, retail banking, international markets and the evolving financial needs of high networth and globally connected families. This breadth of perspective enables him to bring strategic insight, disciplined thinking and a client-first approach to every relationship.

Prabha Hariharan brings more than 25 years of experience across banking, private banking and wealth management. Throughout her career, she has worked closely with affluent families and individuals, helping them navigate important financial decisions with greater clarity and confidence. Her previous roles include

    • Vice President, HSBC India, Premier Banking

    • Partner, IDFC Private Banking

    • Director, InCred Wealth

Together, the founders combine deep institutional experience with a personal understanding of the decisions that shape financial wellbeing. At Ikigai Capital, they bring this perspective to create clearer, more relevant and enduring wealth solutions for every client.